Special 3-2-1 Buydown Offer on Select Riverbend Farms Homes

We have a limited time offer on two featured homes in the Riverbend Farms community in West Weber, Utah:

RBF 117 - Listed at $778,455 with a 10% down payment of $77,845

RBF 112 - Listed at $643,255 with a 10% down payment of $64,325

When you finance through our preferred lender and put 10% down, you can take advantage of a 3-2-1 buydown on the mortgage interest rate. Here's how it works:

• Year 1: Interest rate is reduced by 3% (to 4% assuming a 7% note rate)
• Year 2: Interest rate is reduced by 2% (to 5%)
• Year 3: Interest rate is reduced by 1% (to 6%)
• Years 4-30: Interest rate returns to the original note rate (7% in this example) [4]

To illustrate, here are the estimated principle and interest payments for RBF 117 with a $700,610 loan amount after the 10% down payment:

• Year 1 at 4%: $3,340/month
• Year 2 at 5%: $3,751/month
• Year 3 at 6%: $4,178/month
• Years 4-30 at 7%: $4,622/month

The 3-2-1 buydown offers initial payment relief with a structured plan for future rate increases. It's a great option if you expect your income to grow over the next few years. [2]

Note that the buydown funds to temporarily lower the rate are typically paid by the seller or builder. [1]

For more details on these homes and the Riverbend Farms community, visit www.nilsonhomes.com. Please reach out with any other questions!